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The beginning or the end of the American Dream?

http://www.prosper.com/ : view from the other side of the Atlantic is a bit of a dream that collapsed during the crisis Sub-Prime: I bet on the smiling student seeking $ 7,000 to fund the completion of his studies, provided it is brilliant. A few lines later isolated a woman embraces her two young children: "I am a full-time employee and I love my job. I pay my bills on time and I Have WORKED very hard for my excellent credit rating and want to keep it intact . My dream is to finally get somewhere with My Credit Card Bills and Paying Them off Would Be AWESOME! ". Seeking a whopping $ 20,000 for deleverage multiple loans (car and credit cards). Finally I close the site with a photo of a 4 year old child whose parents can not afford the operation chirirgicale despite their monthly income of $ 5,000.

I allow myself a small digression. Who surrounded the U.S. for 2 years in Atlanta, I had kept only the good memories back in Paris. Fortunately, the French banks mainly offer debit cards ... This site does not fall into the hands of the Mafia, who will have their work simplified sourcing. Interesting information: the group of lenders is the largest IT community. I bet in 100 million loan to Year 2 of prosper (look in February 2008). After the Dutch players ( http://www.boober.nl ), Danish ( http://www.fairrates.dk/ ), Italians ( http://www.zopa.it/ ) and Allememands ( http://www.sosmoney.de/ ), one expects the social lending to the French. A fast follower? At your comments ...

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First National Bank (South-Africa)

With a site full Online Banking, one of the four largest banks in South Africa is launching a campaign to woo the young: the spoken language, a sympathetic mascot Moreover, music to download, eBucks for "do not forget that the customer makes the bank". The bank proposes to convert the points in minutes eBucks consumption for GSM. The Mobile Banking does not hide it in an upcoming board of the CTO in the bank? Competing banks RMB Private Bank and WesBank can also earn points convertible. Someone knows a French bank that has made a deal with Maximiles?

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Zions Bank USA (Utah, Idaho)

As Zion spent during a trip to the USA, my focus is now on the bank employs about 3000 people in the state as 'Mormon' United States. The Online Banking site is highlighted with a Flash demo for neophyte security and the Internet. We are far from Mobile Banking in Utah.

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BSA (New Zeland) opens the Mobile Internet Banking

The New Zealand and ASB customers happy owners of a smartphone or PocketPC with data option enabled can surf to their home on the site of their preferred bank. Simply they are subscribers to access Online Banking in order to move to Mobile Internet Banking. A good first step, tested compatibility with many mobile devices, provided they have a Mobile Internet browser.
The first page of access is a https as it should. Note
design compatible with very different screen resolutions that are found on market: 640x480 pixels (Imate jas-jar), 240x240 (iPaq), 320x320 (Palm Treo). 80% of the use of mobile terminals is performed in transport. The slogan of the SBA is found: "Do your banking on the go ."